The New Standard for D2C Loyalty

Turn Shoppers into Members.

Launch your own private member's credit system like Starbucks or Uber. Capture cash upfront and build endless loyalty without rigid subscriptions.

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LEDGER WALLET
SJ

Store Credits

$125.50

$125.50

ready to spend

Transaction History

Order #2580

Yesterday, 9:00 AM

-$46.50

Auto Top Up

Balance below threshold

+$110.00

Create Top-up Incentive

Set up a promotion in seconds

VIP Wallet Top-up (Get 10% Bonus Credit)
$100.00 Credits
365 Days
Automated credit delivery below threshold

Trusted by e-commerce & local businesses everywhere

ZEN YOGA
The Roasbery
KINETIC GYM
Centree ART
pulse studios

Incentive pre-purchase, with guaranteed high user retention.

Replace rigid subscriptions and friction-heavy checkouts with a seamless, branded wallet experience.

Branded Digital Wallets

Let customers hold a balance with your brand. Perfect for high-frequency retail, API credits, or service-based businesses.

Valid for 12 months

Frictionless Checkout

One-click payments using wallet balances. Eliminate payment failures and reduce Stripe fees by consolidating transactions.

History log included

Recharge Incentives

Boost cash flow by offering instant bonuses. E.g., "Top up $100, get $110 in store credit.

Bonus Applied!

Business Insights & Financial Intelligence

Track your 'Wallet Liability', monitor credit top-up velocity, and identify your most loyal 'Account Holders'.

Connects with your
current tech stack.

Ledger seamlessly connects your online storefront, mobile app, and physical Point of Sale into one unified credit ecosystem.

  • Omnichannel Spending Customers can use their wallet balance anywhere—online, in-app, or at your front desk.
  • Automatic Top Up Automatically top up when their credits run lower than their set threshold.
  • Shared Credit Pools Allow family members or teams to share a single credit pool, increasing total wallet utility.
View Shopify Integration Guide

Seamless Data Flow

Your store
L
Ledger
Member Wallets

Transaction Approved

$34.80 Credit deducted from Sarah's account

Built for every growth model

D2C & Retail Brands

Turn one-time shoppers into lifetime members. Sell store credits upfront to lock in future revenue and boost LTV.

SaaS & API Platforms

Manage usage-based billing with ease. Let users top-up their account balance and consume credits as they go.

Service Marketplaces

Issue branded digital gift cards and handle refunds as non-expiring store credit instead of costly cash returns.

Ready to grow your business?

Join the next generation of brands moving from transactions to relationships. Launch your branded wallet in minutes.

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